Service · E-commerce and integrations

Online payments

Taking money is a chain, not a button: payment, order confirmation, reconciling the payout in the books, and a refund when the customer changes their mind. One weak link means either an unhappy customer or a bookkeeper spending Friday afternoon hunting for where the money went.

Send an enquiry See the scope

MobilePay

plus all common cards

Klarna and Viabill

pay later or in instalments

Reconciliation

payouts matched automatically

Refunds

full or partial

What the service covers

We look beyond the fee to whether the provider supports every payment flow you actually need.

Talk it through with us

Payment provider

Nexi/Nets, Quickpay or Stripe as gateway and acquirer, chosen for your platform, volume and needs.

Payment methods

MobilePay, Dankort, Visa, Mastercard, Apple Pay and Google Pay, depending on what your customers prefer.

Pay later

Klarna and Viabill for invoice or instalment purchases, which make sense at higher basket values.

Business buyers

Invoice payment with an EAN number via NemHandel for public-sector customers and a standard invoice for companies.

Refunds

Full or partial amounts are returned straight from the order, and a credit note is raised in the accounts.

Reconciliation

Payouts and fees are posted and matched to orders in e-conomic, Dinero or Billy without manual effort.

How we deliver it

The integration itself takes a couple of days. What takes time is the provider approving your webshop and agreement.

Selection

We compare fees and features. The lowest percentage is far from always the best choice.

Agreement

Application, the provider's review of your webshop and issue of API keys.

Integration

Payment is built into checkout with 3-D Secure, callbacks and order status handling.

Live test

A real payment and a real refund before trading opens. Every time, not just when there is time.

A payment the shop never hears back about is the worst case. The customer has been charged, the order still says unpaid, and the phone starts ringing. When the shop actively asks the provider for the status instead of only waiting for a callback, that gap closes.

Common questions

Expect to show your CVR number, address and contact details, terms of sale with the right of withdrawal, delivery and returns policies, a privacy policy and clear prices including VAT. If anything is missing the application comes back, and approval drags on.

It depends on turnover, sector and card mix. Differences between providers are rarely large; what matters is whether the features you need are included: partial refunds, subscriptions, pay later and a clear settlement report.

For a Danish shop selling to consumers, in practice yes. Many customers expect to pay by phone, and it shows in conversion, especially on mobile. For customers abroad, cards, Apple Pay and Klarna matter more.

Related services

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Get payments sorted

Tell us what you sell and who your customers are. We will find the right provider and connect payments all the way into your accounts.

Email
office@apply.dk

Coverage
All of Denmark, delivered remotely

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